Banks in Bulgaria already provide business loans at interest rates below 4%. This shows the data on newly granted and renegotiated loans to the BNB at the end of June this year. The BGN loans are granted on average at an interest rate of 3.8%, while those in EUR – at an increase of 3.1%. In the first six months of this year, over 85% of the EUR-denominated business loans were worth more than EUR 1 million. The other 15% who take business loans worth less than EUR 1 million but also pay 3.1% for them.